About
About this site
LoanHub 贷款导航 exists to answer one question: which kind of Australian loan are you actually looking at? Everything else on the site follows from that — seven lanes, three questions, and a link to the agency that sets each rule.
In one line: LoanHub 贷款导航 is a navigation site for Australian borrowing. It sorts lending into seven lanes, helps you identify which one applies to you, and links every rule to the government agency that sets it.
Who publishes it
This site is published by the team behind Arrivau, an Australian finance business. That is worth saying out loud rather than burying, because an information site that poses as an unaffiliated third party is less trustworthy, not more — you cannot judge what you are reading without knowing who wrote it.
The division is clean. Anything regulated — credit assistance, applications, product recommendations — sits with Arrivau, under its own licensing, and does not happen here. LoanHub 贷款导航 publishes general information about how Australian lending is organised. If you want the regulated service, you deal with the licensed business directly; nothing on this site substitutes for that.
What it does
- Sorts Australian borrowing into seven lanes and helps you find yours in three questions.
- For each lane: who it is for, the questions that decide the outcome, the evidence to have ready, and where people get caught.
- Explains what changes when your income comes from a business, a contract or overseas, rather than a payslip.
- Links every rule to the government agency that owns it, so you can check the current position rather than trusting a summary.
How pages are written
- Method over snapshots. Pages teach how to read a rate, a promotion or an assessment, so they stay useful after any particular number has moved.
- Every rule traced to its source. Schemes, caps, thresholds and buffers are set by government agencies, and each page links to the one that sets it.
- A review date on every page. You can always see when something was last checked.
- Tools described exactly as they are. The finder is a hand-written decision table, published in the page source and evaluated in your browser. The consultation button opens a chat assistant, and says so.
How it is funded
By the business that publishes it. The site carries no advertising, no product listings and no placement arrangements with lenders, which keeps the editorial choices simple: a page is here because it is useful, or it is not here.
About the name
“Loan Hub” is a common phrase in Australian finance and several businesses use it, including an unrelated Australian company operating since 2014. This site is independent of them and publishes under its full name, LoanHub 贷款导航.
Corrections
If something here is wrong or out of date, say so: contact@loanhub.au. Structural errors get fixed and the page review date gets updated.
Page reviewed 17 August 2026.